NRI SIP Calculator
See what your Systematic Investment Plan in India actually becomes — accounting for rupee depreciation and remittance costs.
Your inputs
Corpus growth
Note: gains may be taxable in India (LTCG 12.5%) and in your country of residence. All 6 calculators are free — model taxes, compare with your home market, and export a PDF at no cost.
Compare India vs your home marketAbout the NRI SIP Calculator
A Systematic Investment Plan (SIP) in Indian mutual funds is one of the most straightforward ways for an NRI to build wealth back home. But the calculator you use matters. Standard SIP calculators show only the INR corpus you accumulate — they hide the two forces that decide what you actually end up with when you eventually convert back: rupee depreciation, and cross-border remittance costs.
This tool bakes both in. You enter your monthly amount in your home currency, we deduct a realistic remittance fee, convert to INR at the current live exchange rate, then compound at your chosen expected return. At the end of your horizon, we convert the corpus back at a depreciated future rate — because a rupee that has weakened 3–4% a year for two decades is not the same rupee you sent.
Every assumption is editable. The defaults are drawn from historic long-run averages, not marketing brochures. The entire toolkit is free — including PDF export — so you can layer in taxes, jurisdictions, and cross-border comparisons without a paywall.
Educational tool — not investment advice
Calculations are based on the assumptions you provide. Tax rules are simplified and change frequently. Verify with a qualified Chartered Accountant or tax professional before acting. Past returns do not guarantee future results.