About NRI Money Toolkit

NRI Money Toolkit is a small, independent project built by a Non-Resident Indian who got tired of Excel sheets, bank-run "calculators" that hide their assumptions, and Reddit threads that argue in circles. The six tools here answer the six questions I kept getting from friends: SIPs, NRE vs NRO, retiring back in India, property vs equity, DTAA rates, and India vs your home market.

Every tax number lives in a single config file that gets updated after each Union Budget. Every calculation runs in your browser — nothing is uploaded, nothing is stored. The site is free. If a calculation is useful to you and you'd like to take the next step (open an NRE account, get your TRC filed, etc.), we sometimes link to partners who pay us a commission. Those links are always labeled and never change the math.

Reach us at hello@nrimoneytoolkit.com. Bug reports, tax-rate corrections, and requests for new calculators are all welcome.