Return-to-India Retirement Calculator
Model your move home. Calculate the corpus you'll need — in Indian rupees, at your return date — vs what you're on track to accumulate, and the monthly gap you need to close.
Your plan
Progress to target
100.0%You're on track — projected corpus exceeds your target by ₹46,19,37,543.
At-a-glance
How the model works
The calculator inflates your current India-cost-of-living expenses to your retirement year at your chosen inflation rate, applies a metro/tier city multiplier, then computes the corpus that would sustain those expenses under the safe-withdrawal rate you pick.
Separately it projects your current savings + monthly contributions in home currency to your return date at your pre-return investment return, then converts to INR using a depreciated future rupee rate. Any shortfall is expressed both as a lump sum and as the additional monthly saving needed to close it.
Educational tool — not investment advice
Calculations are based on the assumptions you provide. Tax rules are simplified and change frequently. Verify with a qualified Chartered Accountant or tax professional before acting. Past returns do not guarantee future results.