Affiliate Disclosure
Last updated: 3 July 2026
The plain-language version
NRI Money Toolkit is free to use. To keep it free, we sometimes link out to partners — banks, brokerages, property platforms, tax-filing services — and if you click through and become a customer with them, they pay us a commission. Every such link is labelled "Partner link" so you know exactly what you're clicking.
What partners never get to do
- They never influence the math. Tax rates, default returns, DTAA numbers — all sourced from the Indian Income Tax Department, Union Budget publications, and bilateral treaty texts. They do not change based on who sponsors us.
- They never change what a calculator recommends. If mutual funds win over property in your scenario, we say so — even if a real-estate portal is paying us.
- They never see your calculator inputs. Everything runs in your browser. We couldn't share it even if we wanted to.
How to spot an affiliate link
Every partner CTA on this site is shown as a card with the "Partner link" label above it, opens in a new tab, and carries rel="sponsored" per Google's transparency guidelines. Everything else on the page — calculators, tax explainers, blog posts — is our own editorial content.
Why we do it this way
A paid subscription would let us skip affiliates but would also lock the majority of NRIs out of tools that should be free. An ad-network would give up your data. Affiliate revenue only when you actually convert with a partner you'd have considered anyway feels like the honest middle path.
Questions?
Email hello@nrimoneytoolkit.com — we're happy to explain any specific partnership.